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Am I Entitled to a New Roof?


A strong roof is crucial to your home’s safety. With Central Florida’s year-round severe weather, like hurricanes and thunderstorms, your roof must remain up to date. Unfortunately, Florida roof replacements can be expensive if your homeowner’s insurance isn’t covering it.

While many insured policyholders think they won’t be covered unless their roof is severely damaged, there are certain conditions where even minor damage will qualify. Here’s how you can tell if you are entitled to a new roof.

Florida Roof Replacement Laws

The state of Florida has certain laws about what must be replaced when you file an insurance claim on your damaged roof. If your roof can’t be fixed to match its quality, size, or color, the insurer must also replace the surrounding area so that it all looks uniform. However, matching an undamaged roof’s material is easier said than done. With constant exposure to the elements, new roofing materials will quickly stand out next to older shingles.

How Can I Get a New Roof?

Florida building code says a roof must be replaced if 25% of it needs to be fixed within 12 months. This plays into the previously mentioned laws. If it’s impossible to match a damaged shingle or tile, your insurer has to replace an entire section. When that section adds up to at least 25% of your roof, the whole roof must be replaced to be up to standard. Therefore, needing even a single shingle or tile replaced could add up to your insurance paying for an entirely new roof!

To get started on the path to a new Florida roof replacement, contact the reputable roofers at RBS Roofing & Construction to schedule a thorough inspection of your current roof.

Expert Central Florida Roof Replacement Services

If you’re looking for high-quality roof installations in the Central Florida area, look no further than RBS Roofing & Construction. With 35 years of experience in the roofing industry, RBS Construction & Roofing is a locally- and family-owned roofing business in Orlando, Florida. Our team of veteran craftsmen provides superior residential and commercial roof installations and repairs throughout the area.

To schedule your roof inspection and receive a free estimate for our affordable roofing services, call the professionals at RBS Construction & Roofing today at (689) 304-9605.